Ace the USPS Window Academy Challenge 2026 – Stamp Your Success!

Indemnity coverage is the amount USPS will reimburse per package if it’s lost or damaged. For standard insured mail, the maximum amount you can insure a single package for is $5,000. This means you can choose to insure less than that if you’re sending lower-value items, but the top limit available through basic insured service is $5,000. The higher figures listed are not the typical maximum for standard insured mail and would require other arrangements beyond the basic insurance. That’s why the $5,000 figure is the correct understanding of indemnity coverage for lost or damaged items.